So you've made it to college, chosen all your classes, determined your major, brought your flip-flops and bath caddy -- maybe even met the dreaded roommate. But you can know for sure that your biggest worry is this -- will you be able to pay for everything? Basically, that means your college tuition, room and board, miscellaneous expenses. Maybe you own a car that you have to keep up. It's terrifying to know that you're literally on your own. For the most part, you can depend on your parents (if their finances allow it, which if they do, you're lucky). But what if you can't? Imagine … [Read more...]
Financial management for students
One of the biggest constraints on any college student living out of home is the constraint of money. Every student feels the pinch of the cash crunch once they are out of their houses and have to manage a lot of expenses on their own in a fixed amount of stipend they receive either from college or from their parents. The money received is never enough and thus there is always a longing for more money in the minds of the students. One of the things the students need to learn is financial management. It is important for the college students, especially those living away from their houses to … [Read more...]
Watching Your Student Debt – In Style
Image via Wikipedia The outbreak of cell phones and smartphones is well-documented, if only by personal experience. Whether you think it’s “cool” or not, it is quite effective, and smartphones are revolutionizing the way that individuals can budget. If you have student debt and a smartphone – two probabilities – why not take advantage? Keep track of your finances with apps for your smartphone. Pageonce is a great example, one that oversees all of your financial accounts, and will give you various notifications and bill reminders. Combine this with a banking app that … [Read more...]